Check the SWIFT code.
Verify your SWIFT/BIC code with Omega’s free checker tool and run your transactions smoothly.
SWIFT/BIC code format.
A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
AAAA
Bank code
A-Z, four letters representing the bank name.
BB
Country code
A-Z, two letters representing the bank's country.
CC
Location code
0-9 A-Z, two characters made up of letters or numbers. It says where that bank's head office is.
123
Branch code
0-9 A-Z, three digits specifying a particular branch. 'XXX' represents the bank’s head office.
A-Z
4 letters representing the bank name.
A-Z
2 letters representing the bank's country.
0-9 A-Z
2 letters or numbers say where the bank's head office is.
0-9 A-Z
3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
What happens if you enter the wrong number?
Non-existent SWIFT code
If you send a payment to a non-existent SWIFT code, the bank will reverse the payment and return your funds. To avoid delays and extra fees, use Omega’s SWIFT/BIC checker tool to verify that the code is valid. This will ensure that your funds reach the recipient promptly.
Wrong SWIFT code
If you send your funds to the wrong SWIFT code, contact your bank as soon as possible. Quick action can help resolve the issue and potentially recover your funds. To ensure smooth transactions, use Omega’s SWIFT/BIC checker tool to confirm the code beforehand.
Common mistakes to look out for.
To ensure your international transactions are smooth and hassle-free, look out for these common mistakes.
Incorrect Code
Entering an incorrect SWIFT/BIC code can cause the payment to be sent to the wrong recipient or be rejected due to typographical errors or outdated codes.
Beneficiary Information
Incomplete or inaccurate beneficiary details, such as account number, name, or address, can cause payment delays or rejection.
Bank-Specific Requirements
Ignoring specific requirements or additional information fields from banks for international payments can cause the payment to be held or returned.
Always confirm the details with your recipient.
When sending or receiving money, always check the SWIFT code with your recipient or bank.
If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.
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